Business Opportunities and Internet Marketing Systems that Don't Work |
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Government Grant BooksGovernment grants and loans are real. The fantasy that the book sellers perpetrate is not. They make it sound like money is just laying around, waiting for someone to sign their name to a list to get it, for whatever purpose they choose, as though not enough people are asking because it is some big secret.The truth is quite a bit different. First of all, you have to QUALIFY. That means you have to be poor enough to be deserving but have enough to demonstrate responsibility or the ability to pay back a loan. Or you have to fit certain industry or minority criteria, etc. Second, the government awards the grants through a non--profit corporation or other government entity most of the time. You cannot just apply and get it, you have to get help from another agency. And those agencies may or may not be available in your area. Third, there is a LOT of competition for grants. Corporations hire professionals and pay big dollars for writing grant proposals. Even if you write it well, someone else is likely to beat you out. Fourth, loans are not given by the government. They are only insured by the government. Regular banks and credit unions actually loan you the money, and government insured loans can have very stringent qualification requirements. We were once turned down for a low income housing loan because our income was too low. Fifth, you have to have a purpose. Either you have an idea that needs developed as a business, you have a product which needs research, you have a city that requires infrastructure updating, etc. You cannot just have a car with a bad engine that you want repaired or some other personal use for the money. Generally grants or loans exist for only a few reasons - to help you to improve your life (college grants, mortgage loans, small business grants and loans, etc), to help you to provide something of value to the world (research grants, etc), or to provide extra funds to cities, corporations, or schools for similar purposes. You have to prove that you are deserving of it to get it, and you have to provide a reasonable assurance of a successful outcome - that means you have to have your plan well outlined and detailed, and that it has to be a practical one. And Sixth, many grants and loans require "matching funds", from either other sources, or from you. And you'll have to document that you did with the money, what you said you'd do with the money. The government is not just handing out money to anyone who asks. Grant programs are administered through programs which are highly competitive, and fairly restrictive. There is no easy money. A little thought and common sense tells you that if the government were just handing out money to all and sundry, there would be nobody who was poor. People selling these books are misleading you, and they are not being honest about the reality of what they are offering. Some of the information in the books is correct (about types of grants available), but the information about how you get them and what they can be used for is deceptive. They don't have any great secret that you cannot get anywhere else - in fact, the information they provide is freely available across the web, and it is openly published by the Federal Government, and by State Government entities. Written by Laura Wheeler, MicroBusiness Website Developer, and founder of the MicroWebmasters Alliance |
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